<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--Web 2.0 Content Powered by MyST Blogsite® (http://blogsite.com)-->
<!--A service of MyST Technology Partners, Inc. (http://myst-technology.com)-->
<?xml-stylesheet href="http://blog.carloanscanada.com/public/styles/etc/object.xsl" type="text/xsl"?>

<?myst-baseUrl http://blog.carloanscanada.com/public/?>

<MySmartChannels Public="true" UserID="134982" dT="24" t0="1220334708683">
     <GetChannelItem_Result>
      <Item>
       <Resource>
        <ObjectID>136459</ObjectID>
        <ObjectClass>Resource</ObjectClass>
        <OwnerID ObjectClass="Domain" Title="[Weblog] Car Loans Canada -- Getting a Good Loan">134987</OwnerID>
        <CreatedByID ObjectClass="User" Title="mshaikh">135658</CreatedByID>
        <ModifiedByID ObjectClass="User" Title="mshaikh">135658</ModifiedByID>
        <CreateTime Title="2006-08-02 22:43:52 EDT">1154573032287</CreateTime>
        <ModifyTime Title="2006-08-24 10:44:31 EDT">1156430671795</ModifyTime>
        <SecurityModel>Controlled</SecurityModel>
        <Name>Auto Financing Guide</Name>
        <Summary>Auto financing resources, to assist first time buyers.</Summary>
        <Description>&lt;p&gt;&lt;font face="arial,helvetica,sans-serif"&gt;Auto financing can often be a confusing process for most first time car buyers. There are a greater number of options&amp;nbsp;when handling finance loans, from choosing to buy and lease, to &lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&lt;a title="Car Loans Canada" href="http://www.carloanscanada.com/" target="_blank"&gt;buying a used or new car&lt;/a&gt;&lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;. However, the emergence of online referral services has allowed for greater amount of&amp;nbsp;consumers to recieve auto financing for their vehicle purchase. &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&lt;a title="First Time Buyers" href="http://www.carloanscanada.com/articles/Fast-Facts.aspx" target="_blank"&gt;First-time buyers&lt;/a&gt;&lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;, in particular, need to be prepared when considering their fiancing options. Educate yourself, and understand the different options you&amp;nbsp;have when&amp;nbsp;purchasing your vehicle, and, of course,&amp;nbsp;which of those options are even a consideration.&amp;nbsp;You should then&amp;nbsp;determine how much you can afford to spend on a vehicle. This means calculating the monthly payments, and factoring in other considerations uch as insurance, fuel, and maintenance. Calculating your monthly payments can be done easily with the help of a &lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&lt;a title="Loan Calculator" href="http://www.consumerautodigest.com/finance_calculator.aspx" target="_blank"&gt;loan or lease calculator&lt;/a&gt;&lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;, on website like &lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&lt;a title="Consumer Auto Digest" href="http://www.consumerautodigest.com/" target="_blank"&gt;ConsumerAutoDigest.com&lt;/a&gt;&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&amp;quot;&lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&lt;a title="Auto Financing" href="http://www.autofinancing101.org/mediacenter/wyntk.pdf" target="_blank"&gt;What you Need to know About Auto Financing&lt;/a&gt;&lt;/font&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&amp;quot; is a&amp;nbsp;great guide in understanding auto financing that includes information a first time buyer should know prior to contacting an online referral service, things to keep in mind when you are contacted by an authorized dealer, as consideration that a buyer should make once they have purchased or leased a vehicle. I recommend it to all first-time buyers to get a handle on financing termanology and in guiding them towards their purchse or lease of a vehicle.&lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;font face="arial,helvetica,sans-serif"&gt;Another helpful article was &amp;quot;&lt;/font&gt;&lt;a href="http://www.carloanscanada.com/articles/Fast-Facts.aspx" target="_blank"&gt;&lt;font face="arial,helvetica,sans-serif"&gt;First Time Car Buyers&lt;/font&gt;&lt;/a&gt;&lt;font face="arial,helvetica,sans-serif"&gt;&amp;quot; found at &lt;/font&gt;&lt;a href="http://www.carloanscanada.com/" target="_blank"&gt;&lt;font face="arial,helvetica,sans-serif"&gt;CarLoansCanada.com&lt;/font&gt;&lt;/a&gt;&lt;font face="arial,helvetica,sans-serif"&gt;. This discusses online referral services in greater detail, and aids first time buyers with their experience.&lt;/font&gt;&lt;/p&gt;</Description>
        <ResourceTypeID ObjectClass="ResourceType" Title="Item:Link">9</ResourceTypeID>
        <ContentType>application/xml</ContentType>
        <ContentDocument>
         <ItemProperties>
               <CommonProperties>
                <Hidden>false</Hidden>

                <Keywords>
                 <Keyword>auto financing</Keyword>

                 <Keyword>car loan</Keyword>

                 <Keyword>loan calculator</Keyword>

                 <Keyword>new buyer</Keyword>

       </Keywords>

                <Links>
                 <Link>
                  <Title>What you Need to know About Auto Financing</Title>

                  <Synopsis>A comprehensive guide on auto financing for first time buyers</Synopsis>

                  <URL>http://www.autofinancing101.org/mediacenter/wyntk.pdf</URL>

        </Link>

                 <Link>
                  <Title>First Time Car Buyers</Title>

                  <Synopsis>Resource material about online referral process for first time car buyers.</Synopsis>

                  <URL>http://www.carloanscanada.com/articles/Fast-Facts.aspx</URL>

        </Link>

       </Links>

      </CommonProperties>

               <RemoteInfo>
                <UserAgent>Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1; SV1; .NET CLR 1.1.4322; .NET CLR 2.0.50727)</UserAgent>

                <RemoteHost>127.0.0.1</RemoteHost>

                <RemoteAddr>127.0.0.1</RemoteAddr>

                <RemoteUser>mshaikh</RemoteUser>

      </RemoteInfo>

     </ItemProperties>
        </ContentDocument>
       </Resource>
       <Shares/>
       <Subjects/>
       <UserPermissions>
        <CanDelete>false</CanDelete>
        <CanDiscover>true</CanDiscover>
        <CanEdit>false</CanEdit>
        <CanEditPermissions>false</CanEditPermissions>
        <CanRead>true</CanRead>
       </UserPermissions>
       <CommentInfo>
        <CommentChannelRef AllowAnonymous="true" Inherited="true">
         <ChannelID ObjectClass="Channel" Title="[Public] Public Comments">180314</ChannelID>
         <UserPermissions>
          <CanCreateChannelItem>false</CanCreateChannelItem>
          <CanDelete>false</CanDelete>
          <CanDiscover>true</CanDiscover>
          <CanEdit>false</CanEdit>
          <CanEditPermissions>false</CanEditPermissions>
          <CanPublish>false</CanPublish>
          <CanRead>true</CanRead>
         </UserPermissions>
        </CommentChannelRef>
        <Comments/>
       </CommentInfo>
       <Views>
        <SourceID ObjectClass="Channel" Title="[Weblog] Car Loans Canada -- Getting a Good Loan">134987</SourceID>

               <View>
                <Name>blog</Name>

                <Model>blogsite/CarLoansCanada/web</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>edit-item</Name>

                <Model>blogsite/CarLoansCanada/web</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>left</Name>

                <Model>blogsite/CarLoansCanada/left-content</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>right</Name>

                <Model>blogsite/CarLoansCanada/right-content</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>wide</Name>

                <Model>blogsite/CarLoansCanada/wide-content</Model>

                <Style/>

                <Scheme/>

       </View>

      </Views>
        <Views>
         <SourceID ObjectClass="Channel" Shared="true" Title="[Public] What's New">135063</SourceID>

                <View>
                 <Name>blog</Name>

                 <Model>blogsite/CarLoansCanada/whatsnew</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>edit-item</Name>

                 <Model>blogsite/CarLoansCanada/web</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>left</Name>

                 <Model>blogsite/CarLoansCanada/left-content</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>right</Name>

                 <Model>blogsite/CarLoansCanada/right-content</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>wide</Name>

                 <Model>blogsite/CarLoansCanada/wide-content</Model>

                 <Style/>

                 <Scheme/>

       </View>

      </Views>
        </Item>
       </GetChannelItem_Result>
      </MySmartChannels>
