Recently, an email came through asking about the "Instant Bad Credit Loans" that they see advertised on the web. Canada is much different than the United States when it comes to lending. The criteria that determines what a lender will provide is much different in our market than south of the border. The instant loan ads you may come across while surfing the web don't apply to Canadian's. Be careful providing your information to these quick fix companies. It's imperative that the SSL certificate is active. Our lenders will get back to you within 24 hours. We only deal with major banks and or credit unions looking to assist customers with bad credit.